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Love it Up Guys: Best Gifts for Valentine

February 14 just has a way of reminding us of the roses, cupid’s arrows, chocolates, Victoria’s secret , flowers and  cards. Although I think love should be expressed daily.

As believed, this is when you need to spill your best lyrics, put forward your best foot, say the nicest things and give the best gifts. Everything is just on the high!

Guys, I mean, you shouldn’t give out an oversized T-shirt after receiving a 24k gold wrist watch, hehe!

Although Valentine is not just for lovers, here are a couple of gifts that will make this  a very memorable one for your Woman:

  • Beauty products (One she loves of course)
  • 12 long-stemmed red roses with ginger vase and chocolates
  • Lugano 40mm rose gold watch
  • 5 L’eau by Chanel
  • Rebecca Minkoff Large Moto Drawstring Crossbody Bag
  • Wellness Tea Gift Set
  • New Fitbit Alta Fitness Tracker (Ladies love the #fitfam)
  • Vans Classic ‘Slip On’ Sneakers in Wild Dove Suede
  • What I Know for Sureby Oprah ( Don’t freak out guys, it’s a book)
  • Ray-Ban Classic Wayfarer 50mm Polarized Sunglasses
  • Gold plated sterling silver bracelet
  • Simple Sugars Scrub Gift Set
  • Drybar ‘Buttercup’ Blowdryer
  • Gold Beats by Dr. Dre Beats Solo2 Wireless Headphones

Oh, I forget to mention: Cut your coat according to your cloth!



A Good Recession? It’s up to You!

The word ‘Recession’ could mean a lot of scary things. For the urge of common words, it synonymizes with hardship, inflation, and many more. But in more technical terms, recession means a period of significant economic decline during which trade and industrial activity are reduced, generally identified by a fall in GDP in two successive quarters. The major cause of recession is inflation, but then a lot of factors could be responsible for inflation.

The man on the street might not even know what GDP is, but he knows life has just become so miserable.  The cost of living has tripled, there’s power shortage, loss of jobs, decline in real income, increase in unemployment rate and the list is endless.

Some scholars believe recession or economic downturn is a critical period in wealth transfer, either to individuals, startups or organizations.

However, the only way out of recession is investment, and more investments.  Although trust is often lost in the economy during recession, investment during this period saves the idle production outputs and hence sustains the production activities. This creates more jobs, increases wages and profits.

Every cloud they say has a silver lining, ‘no matter how thin’. Recession  is always a memorable one, either for the good or bad reasons. How can we take advantage of the problems and challenges of the weak economy?

These suggestions will not only help you defeat the recession but will also ensure you come out better and more financially stable.

Invest in real estate NOW

Generally, there’s a drastic reduction in buying power during a recession. This often increases the negotiation power in the purchase of goods and services.

Smart investors always take advantage of the state of the economy, whether strong or weak. It will be more profitable eventually if investments are made in real estate during an economic downturn. The value of land assets is low during this period and is likely to appreciate after recession.

You could purchase homes that have dipped below market value and have become very affordable due to damage to the property or the need for a quick turnaround.

There are several great deals in the market at the moment, take advantage! Keep monitoring the market landscape for opportunities to pick up high quality assets at discounted or promotional prices.

Track your finances daily and save

Tracking your daily expenses will help to cut back heavily and reduce unnecessary spending.  This is applicable to organizations as well as individuals. As an individual, you can conduct daily, weekly and monthly assessments.

No one should be spending more than they need to right now.

Below are some excellent ways to save money in a recession:

  • Draft monthly budget and stick to it
  • Transfer idle money to fixed deposit
  • Source extra income
  • Little or no debts

Become an innovative Entrepreneur

Innovation is critical during a recession. The good thing is that constraints can aid or enable innovation. Where there are problems and challenges, equal opportunities exist. Experts believe the best time for startups is during this time.

Businesses that address the basic needs always thrive in a recession.  Counter-cyclical businesses do well in economic downturns, since demand for their products and services continue regardless of the economy.

Simply set out to create value.

Below are a few tips on innovation:

  • Surround yourself with inspiration and not demotivation.
  • Try solving problems.
  • Keep imagining.
  • Write down all that you have imagined.
  • Fuel your creativity.
  • Access your assets.
  • Take actions.
  • Don’t stop.


Zero Talent Series: Passion


Many of us will readily synonymize Abraham Lincoln with heroism and great leadership but the story was not always like that.

‘As a young man, Abraham Lincoln went to war a captain and returned a private. Afterwards, he was a failure as a businessman. As a lawyer in Springfield, he was too impractical and temperamental to be a success. He turned to politics and was defeated in his first try for the legislature, again defeated in his first attempt to be nominated for congress, defeated in his application to be commissioner of the General Land Office, defeated in the senatorial election of 1854, defeated in his efforts for the vice-presidency in 1856, and defeated in the senatorial election of 1858.

In 1860, he became the 16th President of the United States.

Sometimes you will hit a brick wall, run at a loss, lose that contract, fail, but even when you want to give up, passion gives you the strength to rethink, strategize and fight back. You simply shake off the setback and move forward.

Holding the 4th spot on our zero talent leadership characteristics is Passion.


Passion is an intense emotion, a compelling enthusiasm or desire for something – Wikipedia.  You can’t achieve much success without passion for what you do and this is because that’s what keeps you going.

Passion is key to success.

What passionate people do?

A deep sense of purpose

Their clear sense of purpose informs their attitude, decisions and determination to be selfless.  Purpose gives passionate people direction.

They Serve

Passionate people serve others and they do it excellently (service excellence). They focus on giving than receiving, solving problems than creating one.

Even service to others brings transformation.

They are excited

Passion breeds energy, energy brings excitement. Although, excitement is an emotion, it has strong physiological responses  that uplifts us and makes us active thereby positively affecting output.

Passionate people live every day with the anticipation of great things.

They are Doers

It is not enough to be excited and enthusiastic about what you do, passionate people back their excitement with action. They don’t procrastinate, they accelerate.

“What one does is what counts. Not what one had the intention of doing”
― Pablo Picasso

Hungry for Knowledge

Knowledge they say is power. Passionate people realize that no one knows it all so they continually seek to improve. They study, research, ask questions and welcome constructive criticisms.

They Never Quit

Passionate people never quit on any task, they follow it through until they get results. Even if they fail, they restrategize and try again.

They are courageous.

They are not restricted by fear. They do what they have to.

They are accountable.

Passionate people learn to have others hold them accountable to channel their energy in the best possible way. This is very important.

Other Characteristics

  • They are focused
  • Positivity
  • They are brave
  • Self-Motivation
  • Curiosity

Strategies for Success

What is success and why is strategy required for success?

Success is the accomplishment of an aim or purpose while strategy is a plan of action designed to achieve a long-term or overall aim. Organizations will always have targets and aim for specific goals. A systematic, formally documented plan to attain these goals is vital to achieving it.

What are these strategies?

There are different forms of strategy but an Organization should at least consider three basic types, namely:

  • Corporate strategy
  • Business strategy
  • Operational strategy

Corporate strategy

Is a corporation’s overall scope and direction. The way in which its various business operations work together to achieve particular goals. The goal is to optimize an organization’s operations, profitability and growth.

Business strategy

Business strategy is basically how an organization will approach the market place. It focuses on where and how to compete in order to have a competitive advantage. However, this should align with the corporate strategy. This can also be termed as competitive strategy.

Operational strategy

An operational strategy supports the corporate strategy. It’s a plan of action on how an organization will deploy resources in the production of a products or services and effectively deliver in terms of people and processes.

Can you highlight some of the benefits of these strategies?

Clarity and direction

Specific written goals are much easier to achieve than vague ones and this automatically makes it clear. Strategy highlights the plan, the plot and gives direction.  Direction determines destination, not the intention. Without direction, exertions might be futile.

Improvement of corporate performance

An excellently executed strategy has a direct impact on corporate performance. An organization’s execution on its most important parameters, typically financial, market and shareholder performance improves drastically.

A more proactive business

A good strategy makes an organization more proactive rather than reactive. With a plan, you can realize the need for change well before the change occurs and be strategically positioned.

Identification of new opportunities

A strategy may also identify opportunities and trends in the future since it requires an organized effort to gather information about target markets or customers.

Others are:

  • Improved communication between employees, investors and the board.
  • Identification of industry changes and key external trends.
  • Indication of the organization’s business model.
  • More commitment in the management team.
  • Improved resource management.

What You Need to Know About Home Inspection

One of the worst nightmares in Real Estate is to pay so much for a property and then discover a million and one things are wrong with the purchase. Sometimes, when a property is for sale, its being “dressed up” to accentuate its best features and minimize its potential flaws.

This is why inspections are recommended before you pay for that property. Here are a few things you should know about home inspections.

Buyers Are Responsible for Inspections

Home inspection will be to your advantage and not the seller at the end of the day. It is the buyer’s responsibility. This means that you will hire the home inspector, have the inspections completed within a reasonable amount of time, and shoulder the cost.

Get a Certified Inspector

A contractor is different from a home Inspector. They are trained to identify specific problems contractors may not be able to, so there is a need to get a qualified home Inspector in order to get the job done.

Your realtor may assist in searching for one.

What Home Inspections Cover?

Basically, home inspection covers the following:

  • Foundation and basement
  • Any additional structural components
  • Interior plumbing systems
  • Interior electrical systems
  • Heating and cooling systems
  • Condition of windows
  • Condition of doors and door frames
  • Condition of floors, walls, and ceilings
  • The attic and any visible insulation

What Home Inspections Don’t Cover?

There is a limit to what a home Inspector can check. Some are listed below:

  • Inside the walls
  • Roof or chimney repairs
  • Septic tanks
  • Wells, sheds, or additional structures separate from the main house

You Should Attend Inspections if You Can

Your presence will reduce the back and forth in reaching a conclusion. Most home inspectors even recommend that buyers attend their property inspection. If you are present, you can also ask questions in real time.

Request a Report

All the findings must be documented  and handed over to you for proper record keeping.

Repairs After Inspections are Negotiable

Unlike paying for the inspection, who pays for the necessary repairs is up for discussion. Luckily, buyers have the upper hand in this scenario, especially if the repairs are extensive.

You Can Walk Away

If the report features something truly catastrophic like toxic mold or severe structural damage which you are not willing to deal with or even negotiate, you can walk away.

Entrepreneurship and the ‘African Dream’

We are all likely to have an idea of what the national ethos of United States (The American Dream) is; the ideal by which freedom includes the opportunity for prosperity and success, allowing the highest aspirations and goals to be achieved through hard work in a society with few barriers”.

But then, what is the African Dream? A dream influences decisions, actions and their consequences. In the case of a Nation; policies, partnerships and associations are inclusive.

Despite Africa’s possession of large quantity of natural resources, including diamonds, salt, gold, iron, cobalt, uranium, copper, bauxite, silver, petroleum, cocoa beans, tropical fruits and even the undiscovered ones, the continent still accounts for very little of the World’s GDP.

What then is the solution? Entrepreneurship, yes, Entrepreneurship!!!

Entrepreneurship is traditionally defined as the process of designing, launching and running a new business, which typically begins as a small business, such as a startup company, offering a product, process or service for sale or hire.  It is the “…capacity and willingness to develop, organize, and manage a business venture along with any of its risks in order to make a profit.

Africa’s development depends on sustainable investments in innovative startups and Africa definitely needs more conscious African entrepreneurs. This will not only reduce unemployment rate but also contribute to economic dynamism by stimulating innovation and encouraging competition. It’s all about Africa.

High rate of unemployment is one of the basic indicators of a bad economy. If Africa must eradicate poverty, then we need to create more jobs. To create more jobs, more Entrepreneurs need to start small and medium-sized enterprises (SMEs).

Also, the impact of innovation on economies can’t be overemphasized. A good example is Alibaba, single-handedly transforming the trade scene for SMEs in China, a country that was at that time infamous for its numerous trade entry barriers.

Very recently, the World Bank Group ranked economies from 1-190 on their ease of starting or sustaining business and most African countries held the lowest positions. Are you surprised? That definitely is a topic for another day!

New Year Message from Chairperson, Afriland Properties Plc.

Dear Friends,

2016 has been quite an eventful year for all of us at Afriland Properties Plc. From the commencement of some of our construction projects that have been in the pipeline to the renovation of a few of our properties, we surely made a lot of progress even amidst the recession and many unfavorable economic conditions. In the face of significant economic challenges, we made significant headway.

Once again it’s a season to share, light the trees, decorate the ornaments, reflect on 2016 and ponder what 2017 will bring.  Even when the financial markets and economic climate remain uncertain, we are positive and very optimistic that ahead of us lies a great future.

I also hope that the holidays will bring us all a sense of peace within as well as a feeling of goodwill and love towards all.

On behalf of the Board of Directors, the entire management and staff of Afriland Properties Plc, I would like to take this opportunity to thank all our valued clients, partners, friends and families for their unwavering support and we wish everyone a very Merry Christmas and a Safe, Healthy and Prosperous New Year.

Yours Sincerely,

Erelu Angela Adebayo

Chairperson, Afriland Properties Plc.


7 Fashion Tips Every Woman Should Know

Being fashionable can be a struggle at times. What to wear? What accessories go with which style of clothing? The questions go on and on. For women looking for fashion tips, the following 10 fashion tips every woman should know offer insights into fashion-forward thinking.

When searching for fashionable wardrobe items, research available clothing options before making a purchase. Also, find out which fashion styles work best with each particular body type, how much is too much to spend on an outfit, and places to find and buy fashionable wardrobe items, such as at local clothing stores or online marketplaces like eBay.

7 Fashion Tips

Every shopper would like to know how to make the best decisions when it comes to fashion. The following section contains 10 tips every woman should know before buying new wardrobe items.

The following detailed 10 fashion tips offer women some guidance on fashion-forward thinking.

Focus on Strengths

Shoppers need to know the ABCs of fashion: Accentuate, Balance, and Camouflage. Shoppers should also look for styles that accentuate their body’s strengths and downplay their weaknesses. For example, shoppers who have an hourglass figure should wear clothing that accentuates those attributes, including scooped or V neck outfits, vertical striped outfits, or dresses and one-piece outfits that cinch at the waist.

Quality Versus Quantity

Always buy fashion pieces with quality in mind. A few really good pieces will do a shopper better than numerous items that might not have as much of an impact. Another strategy: Buy a few pieces that shoppers look fabulous in and then augment those classics with more trendy items over time.

Quality does not always mean high cost. Buying well-made brands that fit into the shopper’s look and plays to their strengths can ensure each purchase is justified.

Create a “Personal” Look

Look for clothing designs, certain cuts, and styles that look the best and offer superior comfort. Buy more than one if something is found that works. For example, if a shopper finds a pair of jeans that accentuate her glamorous attributes, she should consider buying multiple pairs in more than one color.

The best way to make a powerful and lasting impression through fashion includes developing a fashion style that others won’t forget.

Try New Things

While sticking to what works best, shoppers should also try new fashions out. This doesn’t mean abandoning what has worked for shoppers. One way to experiment with new fashions and still save money is to buy pre-worn clothing that remains in great condition.

Simplicity is Best

Staying simple is usually the best way to go. This goes for both makeup and wardrobe items. When in doubt, keep the accessories to a minimum and use timeless, classic fashion styles, such as a black dress with red pumps. When wearing makeup, shoppers should use only enough to highlight the best features of their face: cheekbones, lips, or eyes, for example.

Take Note of Fashion Trends

Shoppers should keep their eyes on the latest fashion trends. That said, shoppers should only adopt those styles that match their body type and personality. If the latest fashions do not look good on a shopper and accentuate their strong points, it doesn’t matter if those fashions are in style or not.

Read magazines such as Complete Fashion and Thisday Style  to keep up on the latest styles. This allows shoppers to keep up with the latest fashion news and trends, especially in regard to upcoming seasonal options.

Accessories Make the Outfit

Shoes and other accessories can make or break an outfit. A perfect belt or piece of jewelry can really tie an outfit together and make a statement. Another important tip: Do not overdo the accessories. As stated above, shoppers should keep their outfits simple. This goes double for makeup, as too much looks gaudy and draws too much attention away from the entire ensemble.

Mix and match accessories between outfits. Also, neutral colors and blacks and browns are best to extend the use of accessories between outfits.

Ref: eBay

7 Ways to Earn the World Currency; Trust

Have you ever trusted someone so much that you are almost certain what they will do, say, where they will go and not go or how they will deliver on a particular task?

If trust truly and really means the reliance of one on another’s integrity, strength and ability, then it is an intangible element that may come with tangible benefits. This is because anyone who trusts, will eventually entrust.

Trust is the foundational principle that holds all relationships, a major determinant factor if it will be a good or bad one.

Whether in personal activities, business or family relationships, trust has become a pivot on which excellence thrives.

Here are a few tips on how to build trust:

Be reliable

Don’t say something and the next minute say another. Be consistent and dependable. This way, people will always take your word for it without having to authenticate.

For instance, if you schedule an appointment, make sure you arrive on time and also communicate early enough if running late.

Listen more

Don’t just listen to what’s being said, listen to what’s not being said. Pay attention to people’s pains, concerns and worries. This has a way of assuring the other party that you care.

Someone once said ‘most people do not listen with the intent to understand but to respond.

Let your “No” be “No” and “Yes” be “Yes”

 Be firm. Don’t follow the crowd against your beliefs and principles.

Go the extra mile

Always improve on the last assistance you offered someone. Work on people’s briefs like it’s yours and deliver even beyond your promises.

Tell the truth always

If Bo Bennett’s quote expressed thus; “for every good reason there is to lie, there is a better reason to tell the truth” is anything to go by, then there’s no such thing ‘as a good lie’.  Always tell the truth even if it will hurt.

Be competent

Study to show yourself approved. Leave no table unturned. Deliver on the tasks assigned, don’t just deliver, do it excellently. If you have challenges and won’t meet timelines, make it known on time and find ways around it.

Never leave tasks half way done. People will always come to you if they need things to be done.

Once you earn it, don’t lose it

Building trust is a continuous process and that’s why when you lose it, you will have to start all over again. So why lose it?

Don’t throw it to the wind. Rebuilding that trust may be a ‘Mission Impossible’.

Leading Change

What is Change?

Change is simply ‘a new direction’. When  something differs from the past or the norm.  A change could be developmental, transitional or transformational.  The common factor at the end of the day is an alteration.

Why do people or even Organizations tend to resist change?

Change may be resisted for several reasons. One of which is the desire to preserve the old ways of doing things and old institutions.  Other reasons are; fear of the unknown, loss of control, inadequate communication/information, more responsibilities, fear of incompetence and so much more.

Could the realization of an Organization’s potentials depend on change?

The realization of an Organization’s vision is dependent on change.  The environment won’t stay the same, so organizations must embrace change.  As the world evolves, customers’ needs also change.

Where there is resistance to change, there is resistance to ideas. Businesses must be willing to change in order to remain productive and stay relevant. Challenging the status quo could give birth to new ideas and innovations that will further launch the organization’s potentials.

In order to identify opportunities in the market place and equally increase competitiveness, change should be seen as a catalyst and not a hindrance.  Companies that don’t innovate die.

How can we lead change?

Change is inevitable so it is a collective effort. In an organization, everyone can be a change agent but it is the responsibility of the management to develop a change management plan in order to involve all stakeholders in the process.

Below are a few steps that should be considered:

Know the goal

What is the objective of this change? This should be understood from the beginning.

A change leader must have the confidence and ability to change tactic, if another path looks clearer.


To successfully implement change, a plan must be in place. Before embarking on a journey of transformation, ensure there is a solid business plan.


The level of communication determines the amount of information available to stakeholders for corporate change.  Communication should be consistent, frequent, and through multiple channels.

Identify key players.

In the process of change, change advocates should be identified. This actually makes the process easier. They are likely to be instrumental when new processes are put into practice.


Change can’t be implemented in isolation. Tasks should be delegated to individuals across the teams with deadlines for completion.


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