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 7 Powerful Practices That Can Turn Your Life Towards Success

Every destination must have a route. Success is a journey that requires a process.

See below 7 powerful habits that will put you on the road to success.

An early rise

The early bird catches the worm and early rising is one of the most common among the powerful habits here. It’s great to start your day early and you will always have more time to work when you set the alarm for 7 a.m. rather than getting up at 10 a.m. (or earlier than 7 a.m. if you can).

The morning assures a certain kind of unmatched freshness that re-energizes the mood and makes you better prepared for taking on tasks and challenges ahead- with a positive note.

To-do list and prioritization

It’s a busy life today and you always have to juggle multiple tasks together to achieve your goals. Improper time management or no organization can make you slip out on one or two important tasks that need doing.

Thus, it’s always smarter to maintain a to-do list for everyday so that you are always updated on what to do and when. Moreover, you have to learn the habit of prioritization here. It implies scheduling the tasks in order of emergency so that you never fail on the set deadlines.

Increased learning and networking

The world is evolving at a faster pace and the more you get acquainted with the upgraded trends of your industry, the more dynamic and welcoming presentations will be. Thus, you have to grow the habit of increased learning so that you are always on top of your game.

Gather whatever article, column, journal, book, website, podcast or speeches you can about your trade. Also, talk to the veterans in your industry or workplace to learn about their experiences and the nuances of the trade.

Take calculated risks

If you are not into the habit of traveling beyond your comfort zone, you are hindering yourself from exploring the greater opportunities lying ahead. You have to develop the habit of taking calculated risks so that even if you fail, you always have a Plan B to lessen the impact and another way to move forward.

Exercise

A regular exercise routine keeps your metabolism high, supplying you with increased energy to go on with the assignments lying ahead. It also keeps your memory and cognitive functions active.

In a nutshell, exercise keeps you charged and refreshed to strive forward with dedication, focus and stamina. If you are too busy to attend the gym, you can at least take to a daily jog or brisk run every morning at your local park.

Healthy lifestyle

No matter how much you work, if you are not taking care of your health, you won’t be able to fully explore your talents and potential. Therefore, you have to cultivate a healthy lifestyle, supported by a balanced diet, adequate rest and enough sleep so that you can gather immunity from diseases and develop the needed strength to think fast and work hard.

Meditation

A successful life isn’t possible if you are too depressed or bogged down. You can’t avoid pressure or stress, but what you can do is to prevent them from affecting your drive and happiness. A habit of regular meditation, say for 15 minutes, everyday, would calm your mind and keep you stress-free.

These habits can’t be attained overnight. It might look too strenuous initially — but never give up and keep on trying. Wishing you all the best in your efforts.

Reference – Success Story

Wanna Dress To Impress? Read This

What if I told you there is a huge ROI in wearing nice, smart clothes, especially in the business world, would you believe me? Although the way we dress doesn’t define who we are, it often creates an impression that might be hard to change eventually.

If you would like to create a great impression, you might just want to consider the following:

Understand what’s appropriate in your industry

Everyone draws their lines differently. If your company has a dress code, follow it.

Make sure your clothes fit

It may sound obvious, but many get it wrong. If your clothes are too big or too small, they are not going to look good. Ensuring a proper fit applies to everything you are wearing.

Pay attention to your bag

You don’t want your personal things jutting out of your purse or briefcase. Keep your bag clean on the inside, especially if it doesn’t have a zipper, which allows others to catch a glimpse inside from time to time.

Wear well-kept, polished shoes

Make sure your shoes are polished and in good condition.

Wear rich colours to portray authority

Pay attention to your colour choices. Darker colours usually convey a stronger impression than lighter ones. If you’re giving a presentation, make sure the colour you’re wearing doesn’t blend in with the background behind you.

Avoid neon colours and overly flashy clothes

Both men and women have to be cautious with bright colours. Clothes that are too flashy can be distracting and the visual equivalent of shouting.

 

 

Two sides of a coin: Organizational Culture & Growth

Why is this comparison important?

It is important because one is fundamentally dependent on the other.

The distinctive personality of an organization is referred to as its culture and without the right system of shared values, knowledge, attitudes and beliefs, growth is very unlikely. The quality of work produced is a direct correlation of the prevailing culture.

In order to enhance growth, every organization must develop and maintain a unique culture. This outlines a set of guidelines and boundaries for the actions of the members of the organization.

Organizational culture is a clear driver of competitive advantage.

Who is responsible for Organizational Culture?

Improving on organizational culture is certainly a joint effort. Every employee, at every level, is responsible and expected to champion the cause. Culture is a mutual experience where all have a part to play.

Having said that, every leader also has a role to play in creating, nurturing and maintaining the organizational culture.

What conscious steps can be taken towards a healthy culture?

Innovation

High value should be placed on innovation. Explore new ways of getting things done and don’t get stuck with the norm.

To create an innovative culture, innovation must be seen as a job description. It should be at the core of every business and given a prominent place in procedures, and performance evaluations.

Accountability.

In a strictly accountable system, people are committed to creating the conditions that produce agreed upon results. Accountability accelerates performance and helps to measure work progress. It also gets rid of unproductive behaviors that obstruct the path to success.

More attention to Detail

A vital characteristic of organizational culture is each and everyone’s ability to achieve thoroughness and accuracy when accomplishing a task.

Employees are expected to perform their work with precision. This can also be achieved by several revisions on the task when completed as well as a second opinion.

Result Orientation

Focus must be on results, a very high commitment to delivery. Not only effectively but also efficiently. While process is key, this theory lays more emphasis on the results rather than the process.

It analyzes productivity of employees based on the number of tasks completed in a specified period. Employees are at liberty to utilize personalized processes in an effort to achieve set targets at the organization.

Collaboration

Teamwork improves performance, employee relationship and company culture. This means there should be a sense of unity, enthusiasm for common interests and responsibilities.

Work activities may be organized around teams instead of individuals in order to place a high value on this characteristic of organizational culture.

 

 

Why You Need Property Insurance

Insurance is an arrangement you hope you don’t have to use, but if the need arises, it’s invaluable. No one prays for an accident, but ships capsize, cars crash, buildings catch fire, plans fail, business deals go wrong, houses collapse, and the list goes on. After these mishaps, what’s next?

The concept of insurance dates as far back as 2nd millennia BC, where it entails agreements of mutual aid. If a family’s house gets destroyed by fire, the neighbours are dedicated to help restore it.

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. A form of risk management primarily used to hedge against the risk of a contingent uncertain loss. -Wikipedia

When you pay your premium, a relatively small fee to an insurance company today, in exchange for a guarantee from the insurance company that it will bear the burden of a large but uncertain loss in the future. Types of insurance include Life insurance, home insurance, motor insurance, GIT, etc.

Property insurance is traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses. Only then was it clear that property insurance was a matter of urgency rather than commitment.

After September 11, 2001, the insurers of the World Trade Center, including Chubb Corp. and Swiss Reinsurance Co. paid $4.55 billion to rebuild the property. Just imagine the building was not insured, imagine premium payment was skipped in 2001, the year it was hit. These examples clearly confirm the importance of property insurance in a world of uncertainties.

Some Benefits of Property Insurance

  1. Insuring your property restores you back to where you were in case of any disaster.
  2. Covers fire, theft, storm, flood etc.
  3. Timely recovery
  4. Financial protection

Choosing the Right Insurer

  1. Check their track record and be sure they have a good reputation
  2. Satisfactory claim settlement profile
  3. Reliable financials
  4. Easy Access

Safety and Security Tips

  1. Fix smoke detectors and test them once a month
  2. Always switch of electrical appliances after use, before going to bed and when going out
  3. Invest in fire extinguishers
  4. Trim trees close to doors and windows
  5. Service locks, screws, etc. regularly
  6. Fix burglar alarms

Mostly, homeowners insurance is not enforced but is a wise decision, just in case there is a disaster.

Tips on Personal Branding

Personal Branding is the practice of people marketing themselves and their careers as brands

A strong personal brand will have a tremendous impact on both your individual success and that of your company.

Having a great personal brand is awesome and everyone needs one.

The objective is for your personal brand to build your reputation, grow your network in a way that interests others who will seek you out for your knowledge and expertise.

Here are a few Personal Branding Tips:

Know Yourself

By asking yourself the following, you will be able to commit to a niche.

What do you want to be known for? What sets you apart from other established influencers in the same space? How are you going to be memorable?

All the big names in your industry started out by dominating a small space. What can you master that they can’t? What’s your superpower?

Then, after you become the expert of your niche, you can continue to grow by entering an adjacent space.

Invest in Yourself

Develop your skills and explore your creative side. Personal branding isn’t free.

Consider the following:

  • Buy and read a great book
  • Get a Mentor
  • Attend seminars
  • Register for trainings
  • Read success stories

Be remarkable

You will be better off doing something remarkable before building a personal brand. So don’t build a personal brand if it isn’t time. Do something remarkable first!

Hard work is required if you’re serious about being successful. Be innovative and never feel your ideas are stupid. An idea may sound stupid until someone else takes the same idea and runs with it.

 

Afri Court

Property: Afri Court
Location: Lekki
Status: Ongoing
Type: Residential

Afri Court is a 2 units 5 bedroom duplex, located at Plot 2 Block A6 Lekki Peninsular Residential Scheme, Lagos – Safi Sule.

Features
• 5 bedroom (All En Suite)
• Family Lounge
• 2 Bedroom Boys’ quarters per duplex
• Box room
• Large Anteroom
• House study

For more enquiries:
Call: 08033199436, 08033457837, 08033634460, or 08038335722
Email: info@afrilandproperties.com

‘Prime real estate prices moderate, but disparities widen’

Global prime residential real estate continued its steady climb in the first quarter of 2016, according to a new report by Knight Frank.

The index increased 3.6 percent, within the 3-4 percent window observed every quarter since late 2014. However, this is a result of a handful of booming markets rather than stable growth across the board, meaning the 3.6 percent number obscures the fall of some markets.

“A lack of supply, combined with strong domestic and foreign demand, has driven prices higher [in Vancouver and Australasia] in the last two years,” she said. “Both markets have seen the introduction of ‘cooling measures.’ Arguably this is having a greater impact on rates of growth in Australia than in Vancouver.”

For “Prime Global Cities Index Q1 2016,” prime residential real estate is defined as being within the top 5 percent of the wider market.

Vancouver, British Columbia, Canada continues to lead the way, with 26.3 percent in the 12 months ending March 2016. It is the fourth consecutive quarter it has had the largest 12-month growth, and it has the largest six-month percentage change and second largest three-month change as well.

Inventory remains in very low supply in the city. As a result, February’s increase from a 2 to 3 percent land transfer tax on purchases over $2 million Canadian, or about $1.55 million USD does not appear to be hurting the market.

Behind Vancouver is Shanghai, at 20.3 percent on the year and an index-leading 9.3 percent increase from December 2015 to March 2016. While Mainland China did well, with Beijing and Guangzhou also trending upward, Taipei and Hong Kong are at the bottom of the list.

Taipei has fallen 7.6 percent over the yearlong period, with Hong Kong dropping 6.4 percent. Only Moscow has had worse changes over the six- and three-month periods. However, for the third consecutive quarter, no city is coded as having a significant decrease.

Thanks to Sydney and Melbourne’s growth of 12.3 and 12.1 percent, respectively, Australasia is the strongest performing world region, helping to buoy the global index to 3.6 percent growth. This is in spite of a new fee for foreign buyers.

Originally published in The Guardian

 

 

Photos: Afriland’s 2016 Annual General Meeting

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7 Hot- Selling construction products that can make you money

Wood

Wood is one of the oldest and most commonly used building/construction materials in the world. Despite the growing threat of deforestation, wood has remained in high demand as a building material because of its reasonable cost, availability, attractive appearance and long life (if protected from insects and moisture).

Cement

Cement is one of the most widely used building materials in the modern world and nearly six billion tonnes of this very important commodity is produced every year. Cement is so crucial to the building and construction industry that it’s hardly surprising that Africa’s richest man, Nigeria’s Aliko Dangote, is heavily invested in cement production across Africa.

Plumbing Materials

Plumbing usually refers to the system of pipes, drains, fittings, valves, valve assemblies, and devices installed in a building for the distribution of water for drinking, heating and washing, and the removal of human and domestic waste (sewage).

Steel & Metal Products

Steel and metal products are widely used in building and construction. Steel is commonly used to make reinforced concrete that supports structures in buildings, bridges, dams etc.

Steel is made up of iron combined with a small percentage of carbon. High-carbon or ‘hard’ steel is used to make tools with cutting edges. Medium- carbon steel is used for critical structural components of buildings such as I-beams, reinforcing bars and frames. Low- carbon or ‘mild’ steel is used for pipes, nails, screws, door and window hinges, wire, screening, fencing and corrugated roofing sheets

Electrical Materials & Appliances

Electrical materials are the parts and elements used in the electrical system of any building and construction project.

This includes a huge inventory of materials used to supply electric power or telecommunications to different parts of a building and will typically consist of: electrical conduits and fittings, wires and cables, explosion proof enclosures, meters, circuit breakers, connectors, and electrical products such as wiring devices (switches, plugs) and lighting (bulbs).

Glass

Glass is fast becoming one of the most preferred materials of modern building architecture. Clear windows have been used since the invention of glass to cover small openings in buildings and provide us with the ability to both let light into rooms while at the same time keeping undesirable weather outside.

Glass controls light, letting in the good rays and keeping out the bad ones; it also saves on energy costs by providing natural day lighting. As a result, more designers are finding that glass fits quite nicely into today’s green building environment.

Paints

Paints are the colourful substances applied to interior and exterior walls of buildings to make them beautiful, enhance texture and protect from cracks, wear and tear. There are paints of all colours and types in the market which typically include : emulsions (water-based paints), matte finish, gloss, varnish, enamel and lacquers. (www.smallstarter.com)

2016 ECONOMIC OUTLOOK: How to Weather the Storm

A few years ago, the global economy sank into the Great Recession: the deepest and most pervasive downturn since the Great Depression of the 1920s and ’30s. Less than a decade later, a lot of events already point towards another global recession. Is the world tumbling into an economic crisis in 2016?

With 10 European Countries, Brazil and Russia already in recession, Saudi Arabia announcing an austerity budget and plan to sell a stake in its state-owned oil company Aramco, oil price per barrel falling from $115 a barrel in August 2014 to $33 a barrel, the World is definitely warming up for another nose dive.

Unfortunately, the Nigerian economy is heavily dependent on the oil sector, which, accounts for more than 90 % of the country’s exports, 25% of the Gross Domestic Products and 80% of the Governments total revenues.

This has a lot of implications on the Nigerian economy, from exchange rate volatility, to increase in unemployment rate, savings stagnation due to high recurrent expenditure and so much more.

Consequently, it is very important to make smart business decisions in order to survive a downturn and more importantly stay relevant and profitable.

See below these steps by Forbes?

1. Manage profitability

Most companies have a relatively narrow margin for error. A 10% decline in revenue could wipe out the entire bottom line of your company. Having a contingency plan to produce marginal, short-term profit despite a drop in revenues can make all the difference.

Consider doing the following:

• Develop forecasts based on optimistic, realistic and worst-case revenue scenarios.

• Formulate contingency plans. Make sure your top managers are on board with the plans, and are ready to act quickly if revenues decline.

• Agree with your management team on early warning signals, such as a shrinking backlog, a downturn in customer-market indices, or a worsening sales pipeline.

• Be willing to adjust discretionary spending at more frequent intervals; for example, quarterly, or even on a rolling basis.

• Be ready to keep bankers and investors appropriately informed in case of a downturn and to communicate the actions you’re ready to take to limit the damage.

2. Identify and maintain your strengths—and your best customers

Identify the strengths that have enabled your success to date, and those that will be important in the future. Which capabilities and skills are most critical? What distinguishes your ability to serve customers effectively?

Identify your highest-margin customers, and understand what you are doing right for them. Develop a game plan, in the event of a downturn, to protect and build on the strengths that have allowed you to be indispensable to them.

In the event of a dip in business, rather than cutting costs across the board, be ready to shift resources to retain these high-margin customers.

Continue to be creative in how you can add value for your customers without increasing your costs. Example: a professional services firm adds regular briefings to client executives to monetize its intellectual capital.

3. Determine what you can stop doing

Companies that create enduring value typically excel at discontinuing what no longer adds value. Be ready to make changes in cost structure that will least damage your strengths and will hone your value proposition down to what customers really value.

Comb through your cost structure to create a contingency plan for what you would cut. Identify what’s inefficient; what’s nice to have but dispensable; what’s there because of history, inertia, or wishful thinking; what may have worked in the past but doesn’t anymore; what isn’t creating value as it used to.

Realize the challenges you would face in cutting costs. Most organizations aren’t adept at taking costs out quickly as revenues decline and margins suffer. Even your most hard-headed managers will try to protect their own people first.

As your company has grown, your operations have probably become more complex. Be ready to take a knife to any complexity that isn’t compliance-required or value-adding. Consider outsourcing nonstrategic company functions such as human resources, accounting, and even finance.

4. Manage liquidity as hard as profitability

A downturn might force you to deal not only with negative growth but also with liquidity constraints. Trying to maintain liquidity on a smaller revenue base can be crippling.

You would need a plan to turn over every balance sheet dollar faster to contribute to working capital. You’ll need plans to:

• Maximize cash flow by narrowing the timing between sales and outlays for costs you incur in

• Collect from customers faster. Consider offering discounts for paying promptly or require deposits from customers.

• Take advantage of increased supplier willingness to share risk and to provide favorable terms.

• Monitor your receivables against your payables and reduce your Cash Conversion Cycle days (time it takes for money to come in from customers against the days when your supplier payments are due).

5. Be ready to shrink to survive

The list of things a CEO needs to do to plan to survive a downturn is long and can seem daunting. You would need to avoid disassembling what has made you successful while accepting the necessity of shrinking it for the near-term. Managing through the crisis may require some skills that have been rusting in your managerial tool case.

In the event of a downturn, you’ll no longer be insulated by growth. Disciplined decision making will be essential. You’ll need to lead with the right proportions of cost-conscious frugality and bold innovation.

Hopefully 2016 will be a banner year for your company. But just in case it isn’t, invest some time now to plan how you will survive a downturn.

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